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	<title>A Valued Workplace</title>
	<atom:link href="http://www.valuedworkplace.com/feed" rel="self" type="application/rss+xml" />
	<link>http://www.valuedworkplace.com</link>
	<description>Promoting a better working environment</description>
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		<title>Preparing For Your Performance Review</title>
		<link>http://www.valuedworkplace.com/preparing-for-your-performance-review</link>
		<comments>http://www.valuedworkplace.com/preparing-for-your-performance-review#comments</comments>
		<pubDate>Sat, 05 May 2012 21:43:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Professionalism]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[evaluation]]></category>
		<category><![CDATA[performance]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=154</guid>
		<description><![CDATA[Any time you have to prepare for any type of performance review it can be very stressful because you are not sure exactly how things are going to go. Especially in the finance industry, you need to be sure that everything you do is airtight and well thought out before you make any moves. Getting [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/05/538127_spiral_bound_notebook_1.jpg"><img class="alignleft size-full wp-image-155" title="538127_spiral_bound_notebook_1" src="http://www.valuedworkplace.com/wp-content/uploads/2012/05/538127_spiral_bound_notebook_1.jpg" alt="" width="300" height="199" /></a>Any time you have to prepare for any type of performance review it can be very stressful because you are not sure exactly how things are going to go. Especially in the finance industry, you need to be sure that everything you do is airtight and well thought out before you make any moves. <a href="http://www.forbes.com/sites/ericjackson/2012/01/09/ten-reasons-performance-reviews-are-done-terribly/">Getting your performance review all set up</a> correctly, is going to be extremely essential in making sure your career is on track and heading in a positive manner.</p>
<p><strong>Getting Prepared</strong></p>
<p>One thing you can do that is a great way to show you have an excellent relationship with all of the different lenders that you deal with on a regular basis, is to get <a href="http://moneymutualreviews.com/">reviews of lenders</a>. The more people know how well you work with others, and what kind of deals you have made will be a great way to show your strong leadership and that your decision-making is on point. You need to be sure that you can enhance all of the wonderful qualities you have, because that could mean a new promotion or position or even a salary increase.</p>
<p><strong>The Day Before Your Performance Review</strong></p>
<p>Always stay cool, calm, and collected when it comes to stressful situations, because if you are able to show how relaxed you are under a great deal of stress, you will impress everybody in the review board. Always make sure you have gone through your performance review a few times so that you know exactly what you&#8217;re going to say.   Pretend that you are one of the people on the review board and ask yourself questions so that you are able to answer any type of question or scenario presented to you. The better you are at giving answers that are legitimate and accurate <a href="http://www.doi.gov/hrm/guidance/370dm430hndbk.pdf">the better you will do in your performance review.</a></p>
<p>After your performance review you can take a deep breath and relax and know that you did your very best and that you have impressed all of the people in the review board. The next thing to do is get ready for your promotion.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
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		<title>Reevaluating Workplace Expenses</title>
		<link>http://www.valuedworkplace.com/reevaluating-workplace-expenses</link>
		<comments>http://www.valuedworkplace.com/reevaluating-workplace-expenses#comments</comments>
		<pubDate>Sat, 28 Apr 2012 17:40:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[business expenses]]></category>
		<category><![CDATA[expenses]]></category>
		<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=151</guid>
		<description><![CDATA[As a business owner it is always very important that you monitor your expenses so that you know you are getting the best deal possible. In order to keep current with all of your expenses you need to do an audit of your expenses generally once a month in order to see where you are [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/04/885957_taking_notes.jpg"><img class="alignleft size-full wp-image-152" title="885957_taking_notes" src="http://www.valuedworkplace.com/wp-content/uploads/2012/04/885957_taking_notes.jpg" alt="" width="225" height="300" /></a>As a business owner it is always very important that you monitor your expenses so that you know you are getting the best deal possible. In order to <a href="http://www.investopedia.com/articles/pf/08/small-business-budget.asp">keep current with all of your expenses</a> you need to do an audit of your expenses generally once a month in order to see where you are spending too much. If you see a problem then you need to address it immediately.</p>
<p><strong>How Do You Know You&#8217;re Getting The Best Deal?</strong></p>
<p>For instance if you have a credit card processing machine and you seem to be spending quite a great deal of money each month on the rate the credit card processing company has given you, then it might be time to start looking into other <a href="http://www.merchantexpress.com">credit card processing companies</a>. You might find a company out there that has a better rate and the rate will continue to drop the longer you are with the company. That would be a great deal for you as a business owner.</p>
<p><strong>Checking Into Other Expenses</strong></p>
<p>Whenever you have an invoice of a bunch of items that you have purchased for your company, you need to always <a href="http://en.wikipedia.org/wiki/Budget">be sure all of those items are in your warehouse</a>. Supplies are always something that people tend to order and may not need because they take them home. This is something that many companies have struggled with for a long time. If you see a great deal of paper towels or toilet paper order, but yet you do not have a huge inventory of it, you need to start monitoring situations like this. Over and over you read in the newspaper about employees over ordering supplies so that they can take them home. Always be sure of your inventory and what you have ordered, and make sure all of your employees are accountable for each of the items.</p>
<p>Owning a business can be a difficult time if you do not do the necessary precautions in order to keep your business running in a successful manner. It is always important to know exactly what is going on with your accounting and your staff.</p>
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		<title>Making Workplace Backups</title>
		<link>http://www.valuedworkplace.com/making-workplace-backups</link>
		<comments>http://www.valuedworkplace.com/making-workplace-backups#comments</comments>
		<pubDate>Tue, 10 Apr 2012 14:37:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=148</guid>
		<description><![CDATA[Technology has made our lives better in so many ways. However, it isn’t perfect. Those who have lost a file or two thanks to a bad connection understand the woes of technology. To prevent these woes, you might consider online backups in your workplace. &#160; It’s Easy To Backup &#160; Whether you have a large [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/04/768544_zip.jpg"><img class="alignleft size-full wp-image-149" title="768544_zip" src="http://www.valuedworkplace.com/wp-content/uploads/2012/04/768544_zip.jpg" alt="" width="300" height="225" /></a>Technology has made our lives better in so many ways. However, it isn’t perfect. Those who have lost a file or two thanks to a bad connection understand the woes of technology. To prevent these woes, you might consider <span style="color: #0000ff;"><span style="text-decoration: underline;"><a href="carbonite">online backups</a></span></span> in your workplace.</p>
<p>&nbsp;</p>
<p><strong>It’s Easy To Backup</strong></p>
<p>&nbsp;</p>
<p>Whether you have a large or small business, backing up your work is important. Backing up provides a safety net for you in case anything goes wrong. And there are several companies that can help you with your backup needs. Plus, you can also <span style="color: #0000ff;"><span style="text-decoration: underline;"><a href="http://www.apple.com/">backup your phone</a></span></span> with various programs as well. Install the right programs to prevent future problems and help you if you are ever in a jam.</p>
<p>&nbsp;</p>
<p><strong>Cost</strong></p>
<p>&nbsp;</p>
<p>Many people put off backing up because it costs money. The truth is virtual space costs money in today’s world. However, the cost is worth it. Plus you can usually find discounts or a <a href="http://www.couponland.org/coupon.asp?code=Carbonite%20Offer%20Codes%20and%20Coupons&amp;id=6143"><strong>carbonite offer code</strong></a> to save you money on your backup needs. Do your research and determine what services fit your budget and needs.</p>
<p>&nbsp;</p>
<p>Remember, backup help is just a click away. And this click may prevent future catastrophes that no one wants to endure. Instead, plan ahead for a stress free work life.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
]]></content:encoded>
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		<title>Social Media in the Workplace</title>
		<link>http://www.valuedworkplace.com/social-media-in-the-workplace</link>
		<comments>http://www.valuedworkplace.com/social-media-in-the-workplace#comments</comments>
		<pubDate>Fri, 16 Mar 2012 23:21:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[business growth]]></category>
		<category><![CDATA[business strategy]]></category>
		<category><![CDATA[marketing]]></category>
		<category><![CDATA[media]]></category>
		<category><![CDATA[social media]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=146</guid>
		<description><![CDATA[Marketing Media is very heart and soul of business and can be found through one of the most significant tools of communication available to us in this day and age. What Are Your Customers Saying? Finding out what your customers are saying and doing while surfing the net is a skill that is crucial to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/03/990400_market.jpg"><img class="alignleft size-full wp-image-147" title="990400_market" src="http://www.valuedworkplace.com/wp-content/uploads/2012/03/990400_market.jpg" alt="" width="300" height="229" /></a><a href="http://www.msnbc.msn.com/id/46617973/ns/business-press_releases/t/inbound-marketing-agency-kuno-creative-host-social-media-influence-webinar/">Marketing Media is very heart and soul of business</a> and can be found through one of the most significant tools of communication available to us in this day and age.</p>
<h2>What Are Your Customers Saying?</h2>
<p>Finding out what your customers are saying and doing while surfing the net is a skill that is crucial to drumming up new potential customers, making connections that are long-term, and cementing relationships with those customers. That’s where <a href=" http://www.elixirinteractivesocial.com ">Elixir Interactive social</a> services come in; to assist you in utilizing social media to its fullest potential.</p>
<h2>The Approach To Strategy</h2>
<p>What drives the decisions that your customers make regarding purchases? How do you connect with your current and future customers? You need a <a href="http://en.wikipedia.org/wiki/Social_networking_service">strategy that utilizes social networks</a> such as You Tube, Twitter, Face Book and more; because this is where your customers socialize. Elixir can help you and your company be tuned in and turned on to today’s social networking and how it applies to improving business. They will assist you in figuring out ways to take your site and link it with others. What you sell and what you know is important; they will help you to let others know just how much so.</p>
<p>When it comes to social media and social networks, you may need just a little help pertaining to figuring out how to make both work for you.</p>
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		<item>
		<title>Casual Friday Taps into Office Humor</title>
		<link>http://www.valuedworkplace.com/casual-friday-taps-into-office-humor</link>
		<comments>http://www.valuedworkplace.com/casual-friday-taps-into-office-humor#comments</comments>
		<pubDate>Wed, 29 Feb 2012 03:23:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Professionalism]]></category>
		<category><![CDATA[funny t-shirts]]></category>
		<category><![CDATA[office humor]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=143</guid>
		<description><![CDATA[Wearing funny t-shirts to the office on casual days can not only call attention to the wearer but cause quite a stir if you’re not careful. Choose your office humor wisely. Comics That Center On Office Humor Remember the old comic strip ‘Cathy’? She frequently dealt with funny situations that took place in the office. [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/03/182806_pin_up.jpg"><img src="http://www.valuedworkplace.com/wp-content/uploads/2012/03/182806_pin_up.jpg" alt="" title="182806_pin_up" width="225" height="300" class="alignleft size-full wp-image-144" /></a>Wearing <a href="http://www.bustedtees.com/">funny t-shirts</a> to the office on casual days can not only call attention to the wearer but cause quite a stir if you’re not careful. Choose your <a href="http://en.wikipedia.org/wiki/Office_humor">office humor</a> wisely.</p>
<h2>Comics That Center On Office Humor</h2>
<p>Remember the old comic strip ‘Cathy’? She frequently dealt with funny situations that took place in the office. How about the comic strip ‘<a href="http://en.wikipedia.org/wiki/Dilbert">Dilbert</a>’ which appears in the business section of some newspapers? It’s a little more edgy and male oriented than Cathy, but office oriented at times, nonetheless. Finding an appropriate strip that applies to your specific office situation and having it printed on a shirt could give you a customized t-shirt to wear on casual Fridays guaranteed to raise a smile or a giggle.</p>
<h2>Comics Everywhere You Look</h2>
<p>Another comic that can be used for office situations is Bizarro, Far Side, For Better Or For Worse and many, many more. Of course if you are the artsy type you can always draw up your own design and have that custom printed onto a shirt. And let’s not forget all the websites that you can find through a search for sites that offer office humor on t-shirts, mugs, pencils and more.<br />
Casual Friday could become more than just a t-shirt; it could become the theme of your entire office once a week.</p>
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		<item>
		<title>Choosing Workplace Appropriate Accessories</title>
		<link>http://www.valuedworkplace.com/choosing-workplace-appropriate-accessories</link>
		<comments>http://www.valuedworkplace.com/choosing-workplace-appropriate-accessories#comments</comments>
		<pubDate>Tue, 28 Feb 2012 07:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Professionalism]]></category>
		<category><![CDATA[Accessories]]></category>
		<category><![CDATA[Fashion]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=136</guid>
		<description><![CDATA[Dressing for success in the workplace is always a very important thing. Your image means a great deal, because you want to represent confidence, sophistication, and class. Must Haves For Your Professional Wardrobe It is always a good idea to have a crisp white collared shirt, a pair of basic black pants, a basic black [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/02/Businesswoman-1.jpg"><img class="alignleft size-full wp-image-137" title="Businesswoman 1" src="http://www.valuedworkplace.com/wp-content/uploads/2012/02/Businesswoman-1.jpg" alt="" width="200" height="300" /></a><a href="http://thelook.today.msnbc.msn.com/_news/2012/01/09/10074428-how-to-succeed-at-work-follow-in-margaret-thatchers-footsteps">Dressing for success</a> in the workplace is always a very important thing. Your image means a great deal, because you want to represent confidence, sophistication, and class.</p>
<h2>Must Haves For Your Professional Wardrobe</h2>
<p>It is always a good idea to have a crisp white collared shirt, a pair of basic black pants, a basic black tailored fit blazer, and the classic <a href="http://www.elliotrhodes.com/mens-belts/">designer men belts</a>. These particular items in your professional wardrobe can have multiple accessories added to them to create stylish new looks. You must make sure that each of the items fits you perfectly.</p>
<h2>Where To Get All Of These Items</h2>
<p>You can do this either in a department store or online shopping. Online shopping is a bit harder because you won&#8217;t be able to try on the clothing. However if you have the same store nearby your home you can always go try them on find out what fits perfectly and then go online and buy them. You might save a bit of money by online shopping.<br />
If you are not very fashion savvy then it is always a good idea to either ask the sales people in the store or look at magazines for guidelines to find out the <a href="http://today.msnbc.msn.com/id/44594446/ns/today-style/t/study-skirts-favored-over-pantsuits-workplace/">latest trends</a>.</p>
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		<item>
		<title>Don&#8217;t Let Your Work Suffer As A Result Of A Broken PC</title>
		<link>http://www.valuedworkplace.com/dont-let-your-work-suffer-as-a-result-of-a-broken-pc</link>
		<comments>http://www.valuedworkplace.com/dont-let-your-work-suffer-as-a-result-of-a-broken-pc#comments</comments>
		<pubDate>Sun, 26 Feb 2012 21:00:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[computers]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=141</guid>
		<description><![CDATA[For some of us we work at home therefore we need to have a functioning computer no matter what. When we run into a problem with the computer it can be a very bad thing because we are losing money for all of the downtime. Alternate Options If you are fortunate enough to have a [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/02/529107_busted.jpg"><img class="alignleft size-full wp-image-142" title="529107_busted" src="http://www.valuedworkplace.com/wp-content/uploads/2012/02/529107_busted.jpg" alt="" width="300" height="225" /></a>For some of us we work at home therefore we need to have a functioning computer no matter what. When we run into a problem with the computer it can be a very bad thing because we are losing money for all of the downtime.</p>
<h2>Alternate Options</h2>
<p><a href="http://www.msnbc.msn.com/id/46454146/ns/technology_and_science-innovation/t/future-quantum-computers-begin-take-shape/">If you are fortunate enough to have a backup computer</a> then you should probably get that out and start doing your work. You also need to <a href="http://en.wikipedia.org/wiki/Personal_computer">figure out a way to fix your broken PC</a>. If you decide to call a professional to come to your home, then be sure your broken computer is in a clutter free location.</p>
<h2>Internet Help</h2>
<p>You might have also seen ads on the Internet for <a href="http://www.fixmypcfree.com/">fix my PC</a>. These ads are great because they also give additional resources to help you figure out a way to fix your PC. The main thing you need to do is be sure you keep getting your work done.</p>
<p>Having your PC broken is not the end of the world. You just need to figure out a way that is not too time-consuming to get back on track and get your work done.</p>
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		<item>
		<title>Professional Development Tips about Internet Marketing</title>
		<link>http://www.valuedworkplace.com/professional-development-tips-about-internet-marketing</link>
		<comments>http://www.valuedworkplace.com/professional-development-tips-about-internet-marketing#comments</comments>
		<pubDate>Wed, 22 Feb 2012 00:27:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Professionalism]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Internet marketing]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=139</guid>
		<description><![CDATA[Internet marketing may seem like a foreign concept to some people but it’s something that’s absolutely important if you have a website, blog or online presence. Internet Marketing Essentials? The essentials to internet marketing include the following: 1. Creating five backlinks per day - A backlink can be anything from a comment that you posted [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/02/Photoxpress_1307709.jpg"><img src="http://www.valuedworkplace.com/wp-content/uploads/2012/02/Photoxpress_1307709-300x225.jpg" alt="" title="www 33" width="300" height="225" class="alignleft size-medium wp-image-140" /></a>Internet marketing may seem like a foreign concept to some people but it’s something that’s absolutely important if you have a website, blog or online presence.</p>
<h2>Internet Marketing Essentials?</h2>
<p>The essentials to internet marketing include the following:</p>
<p>1.	<b><a href="http://en.wikipedia.org/wiki/Methods_of_website_linking">Creating five backlinks</a> per day -</b> A backlink can be anything from a comment that you posted on a blog where you can use your website URL to an article that you submitted to an article directory.</p>
<p>2.	<b>Researching keywords –</b> A keyword is the lifeblood to success online. Your online content must have the latest keywords that apply to your niche or business so that when someone searches for a topic within your industry, your website or online presence will come up.</p>
<p>3.	<b>Visibility –</b> Staying visible online includes having profiles with the major social media websites and posting relevant content on those profiles daily. Every <a href="http://www.uncp.edu/home/acurtis/NewMedia/SocialMedia/SocialMediaHistory.html">free social media profile</a> should be seen as a “bridge” that will lead back to your website.</p>
<h2>Outsource It?</h2>
<p>Be honest with yourself, if you can’t devote an hour per day to internet marketing you should outsource the work to another company that will help you to develop an effective <a href="http://www.zineguru.com/">website marketing strategy</a>. Outsourcing your internet marketing will free your mind of always thinking of <a href="http://www.zineguru.com/increase-targeted-traffic-to-your-website.htm">how to increase traffic to your website</a> and keep you focused on bringing in revenue for your business.</p>
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		<title>Choosing a Merchant Account Service for Your Workplace</title>
		<link>http://www.valuedworkplace.com/choosing-a-merchant-account-service-for-your-workplace</link>
		<comments>http://www.valuedworkplace.com/choosing-a-merchant-account-service-for-your-workplace#comments</comments>
		<pubDate>Sun, 05 Feb 2012 15:35:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[internet security]]></category>
		<category><![CDATA[merchant account service]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=134</guid>
		<description><![CDATA[In your workplace, one of the things you&#8217;ll need is a merchant account service. That way, you can take payments from clients and process them quickly. Using something like merchant express will let you do that, and there are many payment processing options. Why Get a Merchant Account? By getting a merchant account, you&#8217;ll show [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/02/1192148_credit_card_reader.jpg"><img src="http://www.valuedworkplace.com/wp-content/uploads/2012/02/1192148_credit_card_reader.jpg" alt="" title="1192148_credit_card_reader" width="225" height="300" class="alignleft size-full wp-image-135" /></a>In your workplace, one of the things you&#8217;ll need is a merchant account service. That way, you can take payments from clients and process them quickly. Using something like<a href="http://www.merchantexpress.com/"> merchant express</a> will let you do that, and there are many payment processing options.</p>
<h2>Why Get a Merchant Account?</h2>
<p>By getting a merchant account, you&#8217;ll show your customers that you&#8217;re serious about your business. You&#8217;ll also be able to <a href="http://en.wikipedia.org/wiki/Payment_service_provider">process their payments</a> much more quickly, and you&#8217;ll be able to do things like take credit cards in a way that makes your customers feel safe. If customers don&#8217;t feel as though they&#8217;re safe with their financial information, they won&#8217;t want to do business with you.</p>
<h2>Protect Your Merchant Account &#8211; and Your Customers</h2>
<p>Payment processing options like merchant express are great ways to show customers that you&#8217;re protecting their interests as well as yours. Still, you&#8217;ll want to look at all the options for <a href="http://www.msnbc.msn.com/id/44491737/ns/technology_and_science-security/t/senator-wants-federal-law-protect-your-data/#.Ty6hLlxSToM">protecting customer information</a>, because there&#8217;s more to it than just payments.</p>
<p>Overall, a merchant account service for your workplace should protect customers and should be easy to use. That way, everyone enjoys working with the account service and questions and problems are handled quickly and easily. </p>
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		<title>Coping Constructively With Reduced Raises and Bonuses</title>
		<link>http://www.valuedworkplace.com/coping-constructively-with-reduced-raises-and-bonuses</link>
		<comments>http://www.valuedworkplace.com/coping-constructively-with-reduced-raises-and-bonuses#comments</comments>
		<pubDate>Sun, 05 Feb 2012 07:00:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Professionalism]]></category>
		<category><![CDATA[Work]]></category>
		<category><![CDATA[Compensation]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.valuedworkplace.com/?p=131</guid>
		<description><![CDATA[With the state of the global economy still in the toilet, millions of hard working people around the world are still dealing with one of the consequences of a down economy: reduced raises and bonuses. Unlike five or ten years ago when the economy was doing great, workers now face the prospect of getting less [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.valuedworkplace.com/wp-content/uploads/2012/02/Coins-in-Hand.jpg"><img class="alignleft size-full wp-image-132" title="Coins in Hand" src="http://www.valuedworkplace.com/wp-content/uploads/2012/02/Coins-in-Hand.jpg" alt="" width="300" height="224" /></a>With the state of the global economy still in the toilet, millions of hard working people around the world are still dealing with one of the consequences of a down economy: reduced raises and bonuses.</p>
<p>Unlike five or ten years ago when the economy was doing great, workers now face the prospect of getting less financial reward for their hard work and those people who depended on bonuses and raises have gotten deeper in debt.</p>
<h2>Serious Financial Problems</h2>
<p>Many people have resorted to taking out a loan to cover their financial shortfall while others have resorted to more serious measures like declaring <a href="http://www.badcreditloansapproved.com/bankruptcy/ ">chapter 7 bankruptcy</a> when their financial situation should never have spiraled that far out of control in the first place.</p>
<h2>How to Recover</h2>
<p>The first step to recovering from a financial crisis is eliminating all unnecessary or <a href="http://finances.msn.com/saving-money-ideas/82a9880c-5ab0-48ac-8ace-97669e26e30f">extra expenses</a>. For example: most families have satellite television, internet and other services that enable them to stream their favorite TV shows or movies over the internet. Instead of having a variety of multi-media services, cut back to only one service. This step can easily save a family of four about $100 or more per month.</p>
<p>The next step to recovering financially is <a href="http://today.msnbc.msn.com/id/20072930/ns/today-money/t/build-family-budget-actually-works/#.Ty4EVs1F-m0">establishing a monthly budget</a> for the family. There must be a clear idea of how much income is coming in each month and how much money is going out. If the money that’s being spent on bills or other expenses is more than the income that’s coming in then that’s a clear sign that serious changes need to be made.</p>
<h2>More Ways to Save Money</h2>
<p>Besides cutting entertainment expenses, the average family of four can save money by getting a more affordable car insurance policy or bundling all of their other insurance policies with one company. They can also save money by carpooling to and from work, ordering products online then having them shipped to their home, and buying used clothing instead of new.</p>
<h2>Don’t Count On the Raises or Bonuses</h2>
<p>When the good financial times return (and they will), every family of four should always focus on living off their regular yearly income and not count on any raises or bonuses. When the extra money does come in it should be spent on things like investing in college funds, 401K’s, making improvements to the home or buying a new car. By making sound financial decisions now any family can avoid <a href="http://www.badcreditloansapproved.com">payday loans</a> and live comfortably in the future if and when the economy does go through a recession again.</p>
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